Partial disability

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Partial disability is a type of disability which includes a person with impaired mobility, incapable of work or able to work only in protected work conditions or requiring temporary or partial assistance to other people in order to perform social roles. Partially disabled person is unable to work at full physical capacity, but is able to work part-time or even full-time. Partial disability is also defined as inability of the insured to perform one or more important duties of his or her occupation[1]. Also, partial disability appears, when a person is able to execute some duties of his profession - which means more than might be entitled him in total disability [2]. Another type of disability featured form partial disability is Permanent partial disability, which is an incapacity to perform resulted form a loss of an arm, hand or finger. These are injuries that do not exclude the victim from capability of being laboured, but may reduce his earning capacity or complicate his aspiration to get a job[3]

Difference between total and partial disability

Total disability happens, when an employee is unable to perform any work because of injury or sickness. Total disability happens for example when an employee looses his both hands, legs or eyes. Total disability is defined under two perspectives - own occupation and any occupation[4].

  • Own occupation (Own Occ) - worker is treated as disabled only in case of inability of performing duties of his or her occupation.
  • Any occupation (Any Occ) - worker is treated as disabled only in case of inability of performing duties of any occupation in which he or she is qualified in.

People with disabilities can often work professionally, but in some cases it is necessary to adjust the workplace accordingly. Contrary to opinions, granting a disabled person the so-called "First Invalid Group", which in fact translates into the term "significant degree of disability" does not mean a work ban. The doctor of occupational medicine decides each time whether a disabled person can or cannot work on a given specific position. The occupational physician also decides about the possible working time of the disabled person and activities that he or she can not perform.

Footnotes

  1. Rejda G., (2012)., Social Insurance and Economic Security. M. E. Sharpe Inc., New York, p. 203.
  2. Seibel R., (1983)., LawPoll. "ABA Journal", Chicago, vol.69, p. 783.
  3. Lasker B. (1916)., Bulletin of the United States Bureau of Labor Statistics. Washington, p.117
  4. Marcinko D., Hetico H., (2006). Dictionary of Health Insurance and Managed Care. Springer Publishing Company, New York, p. 84.


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References

Author: Michał Sznurkowski