Alternate employer endorsement
Alternate employer endorsement allows to extend insurance coverage to other companies for whom the employee works. It is especially useful in case of temporary employment agencies, which buy insurance policies for their employees, but then they work in other companies. Alternate employer endorsement should enumerate all the companies that are included.
Due to seasonal changes on the market, some companies do not need full staff all the year. It is convenient for them to cooperate with employment agencies instead of keeping own recruitment department. That flexible approach generated problems with insurance. Insurance companies then offered alternate employer endorsement as a adjustment to such flexible human resources management.
- Cutler, D. M. (2003, January). Employee costs and the decline in health insurance coverage. In Forum for Health Economics & Policy (Vol. 6, No. 1). De Gruyter.
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